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10 September 2014 @ 09:06 pm
Spendless September  
My normal bill-paying pattern is to put them all on my credit card then pay it out in full each month; also my groceries, and any discretionary spending goes on the card. For the last two months in a row, though, my discretionary spending has outstripped the money put aside for it and I've had to dip into my savings, so I've declared this month to be Spendless (or No-Spend!) September. There's one thing that I'll need to spend on, and that's dinner prior to a show later this month - the show ticket is already paid for thank goodness or I'd be reluctantly turning it down.

And next week my car finally goes in for its repairs, which will be a drain on my bank account. I'm claiming the vandalism on insurance but will still need to pay the excess (fortunately I "upped" my policy to include one claim per year without losing my no-claim bonus) and I'm taking advantage of the car already being in the panel shop to get the rear spoiler resprayed, and of course the insurance isn't paying for that.

Will be interesting to see how I get on, anyway. Might even aim for two months, if this month is a success.
 
 
Current Mood: determineddetermined
 
 
 
byslantedlight: toosexycapri (Probodie)byslantedlight on September 10th, 2014 11:59 am (UTC)
Oh, cars... I've just spent a fortune on getting mine sorted before leaving my lovely mechanic, so I feel your pain...

Spendless September sounds like the sort of thing I need to have a go at, after all the excesses of moving from one side of the country to the other. Not entirely sure how it'll work if I'm banned from the house three days a week, but we'll see... Plus you end up spending on exploring... maybe I should aim for Spendless November. Not such a catching ring, though... *g*
miwahni: Sherlock Trafalgar Squaremiwahni on September 11th, 2014 11:09 am (UTC)
No-Spend November? *g* Seriously will be difficult for you if you have to be out and about. I've simply stopped going out of the office at lunchtime; by the time I knock off work I just want to go home and am far too tired to think about shopping.
The big danger, though, is the internet.
ali15son: pic#122252711ali15son on September 10th, 2014 12:37 pm (UTC)
i wish you every success with your non spending september ...if it works for you , i wonder if it would work for me , i can't see it somehow xx
miwahni: Sherlock Trafalgar Squaremiwahni on September 11th, 2014 11:10 am (UTC)
I'm just taking the days one at a time, and like I told byslantedlight I'm avoiding the shops at lunchtime.
mrua7mrua7 on September 10th, 2014 01:58 pm (UTC)
Good luck!
miwahni: Sherlock Trafalgar Squaremiwahni on September 11th, 2014 11:11 am (UTC)
Thanks, I think I'll need it! Eleven days down, 19 to go....
Strike while the irony is hot: [EMATE] CUPPAdraycevixen on September 10th, 2014 05:32 pm (UTC)

Good luck with you plan. :D
miwahni: Sherlock Trafalgar Squaremiwahni on September 11th, 2014 11:12 am (UTC)
It's a good plan! I think. Had never realised just how much my inbox is filled with ads each day - the last week or so I'm just deleting them unopened.
a honeyed wine at night: slow loris meadmoonlightmead on September 11th, 2014 05:23 pm (UTC)
Ooh, good luck!

After moving house, we are keeping every single bill and invoice and receipt to work out how much this house is really costing us. Our first big count-it-all-up is scheduled for the end of September...

Not quite the same thing, but similar enough to mean I shall be thinking of you!
miwahnimiwahni on September 12th, 2014 04:00 pm (UTC)
Do you really want to know? I mean, really? Because you have to shell out the dollars anyway; tallying them up is only going to add to the pain. *g*
a honeyed wine at night: slow loris meadmoonlightmead on September 15th, 2014 07:57 am (UTC)
After returning from a weekend away with a handful of receipts in my pocket, I think you may have a point...

Oh dear!