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10 September 2014 @ 09:06 pm
Spendless September  
My normal bill-paying pattern is to put them all on my credit card then pay it out in full each month; also my groceries, and any discretionary spending goes on the card. For the last two months in a row, though, my discretionary spending has outstripped the money put aside for it and I've had to dip into my savings, so I've declared this month to be Spendless (or No-Spend!) September. There's one thing that I'll need to spend on, and that's dinner prior to a show later this month - the show ticket is already paid for thank goodness or I'd be reluctantly turning it down.

And next week my car finally goes in for its repairs, which will be a drain on my bank account. I'm claiming the vandalism on insurance but will still need to pay the excess (fortunately I "upped" my policy to include one claim per year without losing my no-claim bonus) and I'm taking advantage of the car already being in the panel shop to get the rear spoiler resprayed, and of course the insurance isn't paying for that.

Will be interesting to see how I get on, anyway. Might even aim for two months, if this month is a success.
 
 
Current Mood: determineddetermined
 
 
 
a honeyed wine at night: slow loris meadmoonlightmead on September 11th, 2014 05:23 pm (UTC)
Ooh, good luck!

After moving house, we are keeping every single bill and invoice and receipt to work out how much this house is really costing us. Our first big count-it-all-up is scheduled for the end of September...

Not quite the same thing, but similar enough to mean I shall be thinking of you!
miwahnimiwahni on September 12th, 2014 04:00 pm (UTC)
Do you really want to know? I mean, really? Because you have to shell out the dollars anyway; tallying them up is only going to add to the pain. *g*
a honeyed wine at night: slow loris meadmoonlightmead on September 15th, 2014 07:57 am (UTC)
After returning from a weekend away with a handful of receipts in my pocket, I think you may have a point...

Oh dear!