miwahni (miwahni) wrote,

  • Mood:

Okay that's weird

I've been shopping around tonight, looking at various savings accounts on offer, and at the last minute went back to my current bank (where I used to work) to see the rates applicable to my current accounts. My power saver rate comes up at 2.80% while my direct saver shows 3%pa. Thing is, when I click on the link to bring up the actual rate chart for grandfathered (no longer offered) accounts, both of these types of account show as earning 0.50%pa. That's a huge difference. I'm thinking that the rate chart is probably the correct one, backed by my quick calc of interest earned on each - but why are my own accounts labelled with such a higher rate? I need to ring up to clarify this *sigh* there's another hour of my life gone....

Once you start comparing different banks it gets so confusing, though. This one offers a base of 1.75% with bonus up to 2.90%pa for the first four months (good investment home loan rate, really low fees), another offers 2.35%pa with bonus up to 2.80%pa for first three months (but their investment home loan rate is awful); another offers 3%pa provided you maintain a minimum balance of $2000 in linked transaction account while yet another offers 3.35%pa provided you make at least one purchase per week with the linked transaction account's debit card (too much mucking about). Why do they have to make it so hard?!

God I hope everyone else's Saturday night is a bit more awesome than this....

Although I did have an interesting night, earlier - went to the pub for dinner with a friend, followed by a trip to a little shop that sells Turkish stuff. I felt like a kid at Christmas, walking into the shop - managed to restrain myself so far, only buying a large bolster / cushion for my lounge, a couple of coasters, gorgeous tile house numbers for my house, and an owl. I will be going back within the next couple of months, for a new hallway runner and a light for my loungeroom. I could have spent a fortune tonight!
Tags: banking, dinner, friends, home

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