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23 June 2016 @ 09:39 pm
Money matters  
Bonus time! I thought we weren't getting bonuses this year (or at least that I wasn't) as we normally know by the beginning of June, but they left it till the last minute to tell us this time. It's not a huge amount but it's extra and very much appreciated. Normally with a windfall like this I am very responsible and put a third into savings, a third into debt reduction and a third to spend, but you know what? I think I'm just going to blow this one completely. Thinking about a new PC, among other things.... anyway, until I decide I'll squirrel it away into a separate account so that I don't dip into it.

Anyone else nervous about the Brexit vote? I'm sure I'm not going to wake up and find that the world has ended, but there have been so many dire predictions of market slides - even for those who aren't directly exposed to the share market, they're indirectly impacted via their super funds. I don't have enough working years left to recover from a large loss at this point, so fingers crossed that none of the predictions come true!

And the really exciting news - *cue anticipatory drumroll* tomorrow I make the final payment on my mortgage. Give me a Woo! Give me a Hoo! In nine months' time I'll have paid my car off as well - not bad considering I bought it in October last - and then the champagne corks will pop!

My sister told me something interesting just recently. Apparently she was talking with our dad in 2001 not long after I'd split from my husband, and she said she was worried about me, taking on a higher mortgage by myself and being a single parent and all. Dad told her not to worry; that of all his kids, I was the one he reckoned was most likely to do okay financially. I wish he'd told me that, at the time - the day that the mortgage solely in my name settled (paying out the joint loan plus extra to buy out the ex) I was out the back of the branch vomiting, I was so worried about my future. I could have done with his moral support that day, for sure.
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miwahni: S&H Mean Streetsmiwahni on June 25th, 2016 11:28 am (UTC)
Oh I AM proud, definitely, although it still feels not-quite-real. :-) Good on you for nearly being there, too.
I think the people who are telling you that a mortgage-burning party is in bad taste are probably feeling more than a bit uncomfortable / confronted by the fact that you've done this - they're probably mired in debt still because of the very royalty-weddings etc that you cite above. You go ahead and throw your party; not your fault that they have put a conspicuous consumption lifestyle ahead of debt reduction.
Spencer's Journalspencer5460 on June 28th, 2016 12:43 am (UTC)
In re-reading my response, I can see it sounds much more bitter than I intended. I certainly don't begrudge anyone financial success, and usually enjoy hearing about the adventures of others. I guess I just don't like when people look down on me and minimize my achievements just because they are small in comparison.
Ugh. That sounds bitter, too. Anyway, I assure you I'm not normally a bitter person.
miwahni: S&H Tomatomiwahni on June 28th, 2016 11:43 am (UTC)
Oh I did't think you sounded bitter at all and I well believe you're not a bitter person, you don't come across like that.