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23 June 2016 @ 09:39 pm
Money matters  
Bonus time! I thought we weren't getting bonuses this year (or at least that I wasn't) as we normally know by the beginning of June, but they left it till the last minute to tell us this time. It's not a huge amount but it's extra and very much appreciated. Normally with a windfall like this I am very responsible and put a third into savings, a third into debt reduction and a third to spend, but you know what? I think I'm just going to blow this one completely. Thinking about a new PC, among other things.... anyway, until I decide I'll squirrel it away into a separate account so that I don't dip into it.

Anyone else nervous about the Brexit vote? I'm sure I'm not going to wake up and find that the world has ended, but there have been so many dire predictions of market slides - even for those who aren't directly exposed to the share market, they're indirectly impacted via their super funds. I don't have enough working years left to recover from a large loss at this point, so fingers crossed that none of the predictions come true!

And the really exciting news - *cue anticipatory drumroll* tomorrow I make the final payment on my mortgage. Give me a Woo! Give me a Hoo! In nine months' time I'll have paid my car off as well - not bad considering I bought it in October last - and then the champagne corks will pop!

My sister told me something interesting just recently. Apparently she was talking with our dad in 2001 not long after I'd split from my husband, and she said she was worried about me, taking on a higher mortgage by myself and being a single parent and all. Dad told her not to worry; that of all his kids, I was the one he reckoned was most likely to do okay financially. I wish he'd told me that, at the time - the day that the mortgage solely in my name settled (paying out the joint loan plus extra to buy out the ex) I was out the back of the branch vomiting, I was so worried about my future. I could have done with his moral support that day, for sure.
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miwahni: MFU  Fascinatingmiwahni on June 25th, 2016 11:32 am (UTC)
Five years isn't too bad, and you've got something to show for it; it's not as if you've just squandered the money.

The holiday you had has given you memories to last a lifetime. I don't regret spending money on overseas travel - could have paid my house off around a year or so earlier but I chose to see some of the world and I don't regret it one little bit. So I can't agree with you that your trip was not a sensible decision - it was. Unlike buying something - where the gratification ends quite quickly - you have had a holiday that will stay with you forever. Money well spent, I say!
Merlin Pendragon: Earth Rise Animemrlnpndrgn on June 25th, 2016 01:10 pm (UTC)
Money well spent, I say!

The best part was that I didn't have to feel guilty for spending money it would have taken me years saving in a bank account :-)

That made the trip even more enjoyable!