Sorry, can't write a home loan for you. Too busy surfing the net.
On the home front, the broadband is working beautifully. It was extremely easy to configure. The only drawback is that now I need a second ADSL modem, for my laptop computer. ezekiel404 is looking into the cost of setting up a wireless ethernet thingy (let's not get too technical here) to run from my desktop pc, instead of having the second modem. That way I wouldn't be tied down to a phone connection.